Frequently Asked Questions

Addressing your concerns with clarity and assurance.

What types of properties do you invest in?

We specialize in commercial multifamily apartments and assisted living facilities, focusing on underperforming assets.

How do you create value in your investments?

We enhance properties through innovative management, thoughtful renovations, and adding income-generating features for forced appreciation.

What is your investment strategy?

Our strategy aims for long-term value creation, ensuring strong returns while improving residents' quality of life.

How can I partner with JSC Capital Funds?

Interested investors can contact us via phone or email to discuss partnership opportunities, or simply click on our "Invest with Us" button for more information.

What kind of returns can investors expect?

We strive to deliver strong returns based on our value-adding strategies and market insights. We typically provide 8% preferred returns paid out each quarter with a planned Internal Rate of Return between 17%-24%.

How do you ensure resident satisfaction?

We focus on enhancing living conditions through thoughtful renovations and continual engagement with residents to foster a supportive community.

Can I invest with my IRA or 401K plan?

You can invest in real estate using your IRA or 401(k) by utilizing a Self-Directed IRA (SDIRA) or Solo 401(k). Here’s how:
1. Open a Self-Directed IRA or Solo 401(k)

Traditional IRAs and 401(k) plans usually limit investments to stocks and bonds. A Self-Directed IRA (SDIRA) or Solo 401(k) allows alternative investments, including real estate.

You’ll need a custodian that specializes in SDIRAs or Solo 401(k)s to handle the transactions.

2. Fund Your Account

Transfer or roll over funds from an existing IRA, 401(k), or another retirement account into your new SDIRA or Solo 401(k).

Ensure the transfer follows IRS rules to avoid penalties or taxes.

3. Choose a Real Estate Investment

Your SDIRA/Solo 401(k) can invest in multifamily syndications, rental properties, REITs, or private real estate funds.

The investment must be for retirement purposes only—you (or family members) cannot personally use the property.

4. Direct Your Custodian to Fund the Investment

Once you choose an investment, your SDIRA or Solo 401(k) custodian will complete the transaction on behalf of your retirement account.

5. Grow Your Retirement Tax-Advantaged

Rental income and appreciation grow tax-free or tax-deferred within your SDIRA or Solo 401(k), depending on whether it is a traditional or Roth account.

Be aware of Unrelated Business Income Tax (UBIT) if using leverage (debt financing) in the investment.

If you do not have an IRA custodian currently, a very good one to get started with is Horizon Trust, https://www.horizontrust.com.  JSC Capital Funds is not affiliated with Horizon Trust, nor do we receive any compensation on behalf of promoting them. They are simply a very good company to work with and some of the best turn-around times.